You should read these website terms and conditions (“Terms”) carefully before using this website. Using the Site indicates that you accept these terms regardless of whether or not you choose to uti-lise our services. If you do not accept these terms, do not use the website. You should also read the Terms and Conditions about the services on this website.
Please be aware that nothing on this website is, or shall be deemed to constitute legal, financial, in-vestment or other advice or a recommendation or endorsement by us in re-spect of any service re-ferred to on this Website. Information on this website is provided for general information purposes only, should not be relied upon by you and is provided so that you can select the service that you feel is most appropriate to meet your needs. You should always check the suitability, adequacy and appropriateness of the service that is of interest to you and it is your sole decision whether to obtain or refrain from obtaining any service. If you are in any doubt as to the suitability, adequacy or appro-priateness of any service referred to on this website, we suggest that you seek independent profes-sional advice before you obtain any or service via this website.
Please be aware that nothing on this Website is, or shall be deemed to constitute, an offer or en-gagement by us. By submitting your details, you are making a request to obtain specific services from a registered service provider on its terms and conditions that may be accepted or rejected by you as the user. The contract for the service will only be concluded once your offer has been ac-cepted and once the engagement letter of the service provider is been signed by you. Details of the services and fees are stipulated in the service providers engagement letter.
1. ABOUT OUR TERMS
1.1. These Terms explain how you may use this website (the Site). 1.2. References in these Terms to the Site includes www.finhub.co.uk and all associated web pages.
1.3. You should read these Terms carefully before using the Site.
1.4. By accessing or using the Site or otherwise indicating your consent, you agree to be bound by these Terms and the documents referred to in them.
1.5. If you do not agree with or accept any of these Terms, you should stop using the Site immedi-ately.
1.6. If you have any questions about the Site, please contact us by e-mail: support@finhub.co.uk (the majority of email enquiries shall be answered within 24 hours Monday to Friday 9am to 5pm).
1.7. Definitions
"Content" means any text, images, video, audio or other multimedia content, software or other information or material submitted to or on the Site;
"Terms and Conditions" means the terms and conditions [INSERT LINK TO YOUR TERMS AND CONDITIONS], which will apply to you when you utilise our services via the Site;
"Site" has the meaning given to it in clause 1.1;
"Terms" means these terms and conditions of use as updated from time to time under clause 12;
"Unwanted Submission" has the meaning given to it in clause 5.1;
"we" means Fin Hub Limited, company registration number 11512218 and the registered of-fice of which is at Ea, 869 High Road, London, United Kingdom, N12 8QA (and “us” or “our” shall have the same meaning); and
"you" means the person accessing or using the Site or its Content (and your shall have the same meaning).
1.8. Your use of the Site means that you must also comply with our Terms and Conditions, where applicable.
2. USING THE SITE
2.1. You agree that you are solely responsible for:
2.1.1. all costs and expenses you may incur in relation to your use of the Site; and
2.1.2. keeping your password and other account details confidential.
2.2. The Site is intended for use only by those who can access it from within the UK. If you choose to access the Site from locations outside the UK, you are responsible for compliance with local laws where they are applicable.
2.3. We seek to make the Site as accessible as possible. If you have any difficulties using the Site, please contact us at support@finhub.co.uk.
2.4. We may prevent or suspend your access to the Site if you do not comply with any part of these Terms, any terms or policies to which they refer or any applicable law.
2.5. You must take all reasonable precautions (including using appropriate virus checking soft-ware) to ensure that any information, content, material or data you provide (including content as described in our terms and conditions) is free from viruses, spyware, malicious software, trojans, worms, logic bombs and anything else which may have a contaminating, harmful or destructive effect on any part of this Site or the websites of third parties or any other technol-ogy.
2.6. You are not permitted to use this Site to:
2.6.1. Collect email addresses or other contact information of others for the purposes of sending unsolicited emails or other unsolicited communications;
2.6.2. Promote or encourage illegal activity;
2.6.3. Do anything that is unlawful, harmful, fraudulent, threatening, defamatory, embar-rassing, distressing, infringing, abusive, inflammatory, intimidating, harassing, libel-lous, stalking, profane, obscene, indecent, inappropriate, hateful, discriminatory or racially, ethnically, sexually or otherwise objectionable or for the purpose of harming or attempting to harm minors in any way;
2.6.4. Do anything which violates the rights of others (such as rights of privacy);
2.6.5. Impersonate any other person or falsely state or otherwise misrepresent yourself;
2.6.6. Upload, post, transmit, distribute, share, store or otherwise make publicly available any personal information of any other person including names, addresses, phone numbers and email addresses;
2.6.7. Upload, post, transmit, distribute, modify, reproduce, share, store or otherwise make publicly available any information, material, data or content that infringes any patent, trade mark, trade secret, copyright or other intellectual property right of any other person;
2.6.8. Send any unsolicited or unauthorised advertising, promotional materials, ‘junk mail’, ‘spam’, ‘chain letters’ or any other form of such solicitation; or
2.6.9. Post links to alternative community groups or forums except with our prior written consent.
3. YOUR PRIVACY AND PERSONAL INFORMATION
3.1. Your privacy and personal information are important to us. Any personal information that you provide to us will be dealt with in line with our privacy and cookie policy, which explains what personal information we collect from you, how and why we collect, store, use and share such information, your rights in relation to your personal information and how to contact us and supervisory authorities in the event you have a query or complaint about the use of your per-sonal information.
3.2. Our privacy policy is available at https://www.finhub.co.uk/Privacy.
4. OWNERSHIP, USE AND INTELLECTUAL PROPERTY RIGHTS
4.1. The Site and all intellectual property rights in it including but not limited to any Content are owned by us. Intellectual property rights means rights such as: copyright, trade marks, domain names, design rights, database rights, patents and all other intellectual property rights of any kind whether or not they are registered or unregistered (anywhere in the world). We reserve all of our rights in any intellectual property in connection with these Terms. This means, for example, that we remain owners of them and free to use them as we see fit.
4.2. Nothing in these Terms grants you any legal rights in the Site other than as necessary to enable you to access the Site. You agree not to adjust to try to circumvent or delete any notices con-tained on the Site (including any intellectual property notices) and in particular in any digital rights or other security technology embedded or contained within the Site.
4.3. Our trade marks and trade names will be used on the Site. The use of any trade marks on the Site is strictly prohibited unless you have our prior written permission.
5. SUBMITTING INFORMATION TO THE SITE
5.1. While we try to make sure that the Site is secure, we cannot guarantee the security of any information that you supply to us and therefore we cannot guarantee that it will be kept con-fidential. For that reason, you should not let us have any patentable ideas or patent applica-tions, advertising or marketing suggestions, prototypes, or any other information that you regard as confidential, commercially sensitive or valuable (Unwanted Submissions). While we value your feedback, you agree not to submit any Unwanted Submissions.
5.2. We may use any Unwanted Submissions as we see reasonably fit on a free-of-charge basis (bear in mind that we have no way of knowing whether such information is confidential, com-mercially sensitive or valuable because we do not monitor the Site to check for these matters). Therefore, we will not be legally responsible for keeping any Unwanted Submissions confiden-tial nor will we be legally responsible to you or anybody else for any use of such Unwanted Submissions.
5.3. By providing us with the information we may request from you from time to time you acknowledge that the third party service provider are entitled to receive this sufficient infor-mation so as to be able to provide an accurate quotation.
5.4. You are responsible for setting your preferred budget which translates to the cost of the ser-vices required (“Budget Range”). If this budget is not realistic, for instance is too low, it is very probable that you may not receive the expected number of quotations. Or it could be the case that you may not receive any quotation as your criteria have not been met. It is very important to use realistic / commercial budgets for the purpose of finding a suitable service provider to your needs. Based on this budget you may receive quotations from accounting, audit or legal firms which are willing to perform the work for the Budget Range.
6. ACCURACY OF INFORMATION AND AVAILABILITY OF THE SITE
6.1. While we try to make sure that the Site is accurate, up-to-date and free from bugs, we cannot promise that it will be. Furthermore, we cannot promise that the Site will be fit or suitable for any purpose. Any reliance that you may place on the information on the Site is at your own risk.
6.2. We may suspend or terminate operation of the Site at any time as we see fit.
6.3. Content is provided for your general information purposes only and to inform you about us and our products and news, features, services, general financial information and other web-sites that may be of interest. This content may be provided in both written and video format. It does not constitute technical, financial or legal advice or any other type of advice and should not be relied on for any purposes.
6.4. While we try to make sure that the Site is available for your use, we do not promise that the Site is available at all times nor do we promise the uninterrupted use by you of the Site.
7. HYPERLINKS AND THIRD PARTY SITES
The Site may contain hyperlinks or references to third party websites other than the Site. Any such hyperlinks or references are provided for your convenience only. We have no control over third party websites and accept no legal responsibility for any content, material or infor-mation contained in them. The display of any hyperlink and reference to any third party web-site does not mean that we endorse that third party's website, products or services. Your use of a third party site may be governed by the terms and conditions of that third party site.
8. VIEWS AND OPINIONS
Any views, opinions, advice or assistance which is given or provided to you by a third party after you have used this Site do not represent our views, opinions, advice or assistance and are not checked, monitored, reviewed, verified or endorsed by us.
We do not endorse, recommend or take responsibility for any third party who provides you with any views, opinions advice or assistance. You act or refrain from acting on any third party’s views, opinions, advice or assistance at your sole risk and sole discretion and you are solely responsible for any decision to act or refrain from acting on such views, opinions, advice or assistance.
We are not responsible or liable for any loss or damage you may suffer or incur in connection with such views, opinions, advice or assistance including in relation to their accuracy, truth-fulness or completeness or for any acts, omissions, errors or defaults of any third party in connection with such views, opinions, advice or assistance.
9. LIMITATION ON OUR LIABILITY
9.1. We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation.
9.2. Different limitations and exclusions of liability will apply to liability arising as a result of the supply of any services to you, which will be set out in the relevant agreement between us and you.
9.3. If you are a business user:
9.3.1. We exclude all implied conditions, warranties, representations or other terms that may apply to our Website or any content on it.
9.3.2. We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
(a) use of, or inability to use, our Website; or
(b) use of or reliance on any content displayed on our Website.
9.3.3. In particular, we will not be liable for:
(a) loss of profits, sales, business, or revenue;
(b) business interruption;
(c) loss of anticipated savings;
(d) loss of business opportunity, goodwill or reputation; or
(e) any indirect, special or consequential loss or damage.
9.4. If you are a consumer user:
9.4.1. Please note that we only provide our Website for domestic and private use. You agree not to use our Website for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.
9.4.2. We will not be liable to you for losses that:
(a) were not foreseeable to you and us when these Terms were formed; or
(b) that were not caused by any breach on our part.
9.5. We cannot be held liable for any poor performance of services offered to you by any third party service providers, or any other user, as a result of using this Site and separately con-tracting with each other.
10. EVENTS BEYOND OUR CONTROL
We shall have no liability to you for any breach of these Terms caused by any event or circum-stance beyond our reasonable control including, but not limited to, strikes, lock-outs or other industrial disputes; breakdown of systems or network access; or flood, fire, explosion or acci-dent.
11. RIGHTS OF THIRD PARTIES
No one other than a party to these Terms has any right to enforce any of these Terms.
12. VARIATION
These Terms are dated 9/4/2019. No changes to these Terms are valid or have any effect unless agreed by us in writing or made in accordance with this clause 12. We reserve the right to vary these Terms from time to time. Our updated Terms will be displayed on the Site and by continuing to use and access the Site following such changes, you agree to be bound by any variation made by us. It is your respon-sibility to check these Terms from time to time to verify such variations.
13. DISPUTES
13.1. We will try to resolve any disputes with you quickly and efficiently.
13.2. If you are unhappy with us please contact us as soon as possible.
13.3. If you and we cannot resolve a dispute using our complaint handling procedure, we will:
13.3.1. let you know that we cannot settle the dispute with you; and
13.3.2. give you certain information about our alternative dispute resolution provider.
13.4. If you want to take court proceedings, the relevant courts of the England will have exclusive jurisdiction in relation to these Terms.
13.5. Relevant English law will apply to these Terms.
14. FEEDBACK
We welcome and encourage you to provide feedback, comments and suggestions for im-provements to the Site. You may submit feedback by emailing us, through the “Contact” sec-tion of the Site, or by other means of communication. Any feedback you submit to us will be considered non-confidential and non-proprietary to you. By submitting feedback to us, you grant us a non-exclusive, worldwide, royalty-free, irrevocable, sub-licensable, perpetual li-cense to use and publish those ideas and materials for any purpose, without compensation to you.